David is the go-to guy for information on what is happening on the prepaid scene in Europe and emerging markets. He is knowledgeable and connected, and has dug into the metrics of prepaid as no one else I know in this industry. He is a valuable source of information!

Marilyn Bochicchio, CEO Paybefore

IDT have a long standing relationship with David and Polymath Consulting; both through RFPs we have been involved in and also in seeking their support on various issues. David with the team at Polymath are certainly one of the pre-eminent knowledge based consultancy in the prepaid field, but what really set them apart is how we have seen them support clients get real projects to market and launched. It is always a pleasure working on projects with David and his team.

Daniel Spier, MD, IDT

“If you need to know anything about what's going on in Prepaid, David is certainly one of the first individuals that I call. His knowledge through the research that he regularly produces makes him an invaluable resource for those wanting to learn more about the prepaid card industry. David will always provide an open and honest view, and I have found that refreshing in this emerging industry which we both work.”

Rich Wagner, CEO, Advanced Payment Solutions

David is a knowledgeable person to support your implementation and ongoing management within financial services and will always deliver excellent results.

Jonathan Reynolds, Prepaid Market Development, Visa Inc CEMEA

“David is the telephone call you take and are always sure to be rewarded with insight, innovation and (usually!) entertainment. He is particularly thoughtful on our sector of payments and was very helpful to Tuxedo as we developed our market position in 2007-8.”

Mark Simon, Ex CEO, Tuxedo Solutions

David is a knowledgeable and well networked professional. He has extensive experience of the market and is able to provide valuable insight into the world of prepaid. I have used David as a consultant on a number of projects and I have always been delighted with the quality, timeliness and value of his work.

Richard Cooper, Vice President, Director of Marketing Strategy, FIS

“If you want to know what's 'going down' in the payment card industry, David is your man! When I looked at opening up The Card Awards to include prepaid, David was a great help in defining the market and advising me on who might be eligible to enter."

Dinah Tobias, COO, The Card Awards

I would thoroughly recommend him to anyone who's looking for a consultancy-based approach; from new entrants to existing providers in the value chain who are looking to start, innovate, or diversify in the prepaid marketplace.

Paul Bartholomew-Keen, Business Leader, Product Management, Prepaid Europe, MasterCard

I have known David for over 10 years, our paths crossing in a variety of projects relating to loyalty and also pre-paid cards. In both these areas David has a depth of experience that would be difficult to match. I have a great deal of respect and time for David and have recommended him on a number of occasions. I have no hesitation in doing so here

Matt Oldham, Head of Business Development, The Mileage Company

“I have worked with David many times, on many projects. He is an excellent networker and is prolific in his work rate. He is very adaptable to new circumstances and is opportunistic and seizes good chances and exploits different angles in order to get deals across the line. I have enjoyed working with David. He is very affable, and is a hard working, motivated person who I would have no trouble in recommending”

Basil Bailey, Chief Commercial Officer, Orbiscom (A MasterCard Worldwide Company)

“David has constantly provided good work on projects. He is a self starter and can run fromskeleton instructions to develop a solution. David's only fault is that he undervalues his work"

Robert Courtneidge, Salans

“David is certainly one of the leading experts on prepaid cards and I have enjoyed working with him on a number of projects where he has been able always add that ‘unexpected component’ but combined that with sensitivity, creativity and commercial acumen.”

Tony Craddock, Global Prepaid Exchange

“I have worked with David on several occasions over the past 10 years and can vouch for his professionalism and enthusiasm in every thing he has done. David has also become a subject matter expert in the area of prepaid cards over the past few years and is a real personality in the cards industry."

James Cranfield, Director, Insight Consultancy

“David and I worked together on a joint loyalty project during my Capco days. I came to appreciate his professionalism and knowledge of marketing and brand-management on that occasion. David is a true expert of prepaid matters, an excellent payment consultant, a resourceful, focused professional and a true team player.”

Francesco Burelli, CAPCO (FIS)

“David is without question the most driven, dedicated and dynamic work colleague I have ever worked with. His enthusiasm for tackling problems and solving them, both in and out of the work place, is positively infectous. If you want something to be done, preferably yesterday, David's your man.”

Paul Bruce, Regional Creative Director, Dunes

I have always found David to be knowledgeable and tuned into the prepaid business. He understands the complexities of the economics involved with getting a product to market and brings a pragmatic view to the table.

Keith Hobbs, MD Europe, Carta Worldwide

Quite simply the oracle of the prepaid world. I've yet to come across anyone or anything he doesn't know within the industry. David has introduced me to many key individuals and opened a number of doors over the past few years.

Andrew Piggott, Director, Bandwidth Recruitment Ltd

"David is a very rare find indeed, his ability to think outside of the box and devise truly unique solutions which are not only practical but also stand up to the most rigorous scrutiny are very rare in this arena."

Richard Owen, SVP Sales , Upaid